Date for the Mother of All Crashes

The date for Mother of All Crashes will occur around Middle Of Dec 2008.
This may be trigger by the sudden downfall of a major Global Bank and thousand of hedge collapses which in turn resulted a global bank runs from the United States. USD in the long run cannot be substain. BDI is good indicator what in hold for US in the future. In Dec time, when the world investors find out that the US consumers and companies earning have finally stop growing during the holiday season. Thing will become very ugly. The FED may even reduce interest rate to 0% as what the japan did in the 90. The SEC may even curb trading of stocks. This is why right now the most unsafe place to invest is the United States. Alot of people are wary of US financial institutions. Yesterday, Bear Sterns, Tommorrow Lehman what next even AIG almost get bankrupt. What kind of insurance can i get for my US deposits?